JPMorgan Chase blocks outside AI agents from directly accessing customer accounts. CEO Jamie Dimon cited risks to clients and the bank. He warned of rogue agents operating at scale. The bank currently allows read-only access via open banking providers. It has no timeline for enabling direct agent interactions. Dimon said customers must understand the liability transfer when using outside agents. JPMorgan is piloting its own AI tool, Smart Cash, to forecast cash flow and move funds. The bank is building defensive tools against external agent risks.